“Come on’ Jackie! Can we really have FUN with finances?”
– said my inner-critic to mySELF.
Financial topics seem to be so serious in nature. Well, I suppose it is because of the effect our financial circumstances have upon our ability to meet our obligations, pay our bills, buy items we want to enjoy, purchase necessities, travel, attend classes, grow our businesses, plan and save for our future needs, etc. All rather serious in nature. Lets face it though, when we have “good” financial circumstance and the above can be had confidently with a simple swipe of our debit cards, writing a lump sum check for a big purchase, or counting out the cash and placing it in the hand of a seller, then we pretty much feel good or “happy” about money matters in our lives.
If I were working a life balance wheel with a client in a “good” financial situation, their level of satisfaction being 6 or better, and relation to the other areas on their wheel was among the higher levels in other areas, I would suggest they keep doing whatever IT is they are doing in that area.
Money and our freakin’ finances are a tricky area for many. The last time I checked, our country as a whole is suffering from a lack of satisfaction in the area of money and finances. The overall tone of our collective, affects our personal lives directly with job loss, health insurance premium increase, and what is really hurting many, the rise in food prices. It costs more to feed ourselves than it used to, even just a year ago. Thanksgiving is just around the corner and I heard a statistic we will be paying 13% more for our average turkey dinner than we did last year! Excuse me, may I ask……Did we all increase our income levels by 13%, or save 13% elsewhere?
What do we do when our satisfaction levels are low in the area of money and finance? What are some FUN ways to increase our satisfaction with our finances to help our lives feel more balanced and in control, creating a sense of happiness for ourselves?
Obviously IT depends upon where you are at with your job, career or calling. Is it bringing in the income level you need to get by? If it is, but you feel unhappy and unsatisfied, is it because you believe you “should” be earning more? Is it because your job pays well, but you hate your freakin’ job? I suggest you separate your job from your finances for the purpose of self-examination. Pretend your money has nothing to do with your job, for a moment to discern if your unhappiness and low satisfaction are more to do with what you DO to bring it in, rather than the money itSELF.
OR
Is your job, career, or calling NOT bringing you the income level you need to get by? Define for yourSELF what getting by means. If you are struggling to keep IT all afloat, it may be time to take some serious and drastic measures. It may be time to get out from under your mountain of debt one way or another. You may not like what you see as your options. Perhaps it means liquidating an asset, moving to a smaller house, taking a hit on your good credit standing, taking up an extra job, meeting with a lawyer to see what it means to file bankruptcy. These transitions can be scary to many, but they are not impossible to handle.
Whatever IT is bringing you to a place of low satisfaction, there are plenty of ways to have FUN, even in the midst of what you are labeling as financial turmoil.
The KEY to having FUN in this area is to understand a few important principles about money.
#1. Money Moves
They call IT currency for a reason. IT flows. It flows in and out, over and under. It comes to us, we use it to get what we need, then it flows out of us into a pocket, cash draw or another bank account. The receiver of our money, in turn uses it for its needs and so on. IT moves. You can have FUN with its movement by giving your thoughts over to how your money is helping another. The check-out clerk at the grocery store, the plumber, the car salesman all have bills to pay too. Think about how your buying something you need, gets them what they need. IT is in the process of seeing the movement of your money that can be fun.
#2 Money Energizes
Having more money than you need allows you to motivate. You move toward figuring out what to do with the excess. Save IT? Spend IT? Where? On what?
Having LESS money than you need energizes us in different way. We feel an increase in the need to bring money toward us. When we accept our current circumstance we take actions related to increasing the amount we receive. We look for a better paying job, seek more training, market our businesses differently, start new businesses. We also re-DO our budgets. We cut where we can, and re-evaluate our true needs.
#3 Money Abounds
There is PLENTY of money to go around. The trick is figuring out how to get it to come to you. Nothing is stopping you from receiving more income to flow to you, unless…… you have your beliefs about money and finances out of alignment with your actions. Remember key #1 is IT moves. What I am suggesting here is you are not asking for a stockpile. You are asking for enough to flow through you in order to meet your needs. You send it back outward when you see to it your needs get met. There is nothing wrong with “asking” for a substantial amount, providing your intention is to send it back out, happily. Have you ever thought about winning the lottery? You win some mega-millions in your daydream and proceeded to handling your winnings in your mind’s eye as you would at that time. Pay off your bills, buy a big house, a new car, travel, save some for a rainy day. Did you quit your job? Or Do you love your job so much, you kept dong it despite your winnings? Did you give some away? How much and to whom? Think about all the tickets that get sold in order for a win. Many people had the extra buck in their pockets to spend. Millions and millions of people have an extra buck to spend!
3 FUN ways to deal with your freakin’ finances:
1. Stop hating! When you hate you repel. If you find yourSELF hating where you are financially you will only make matters worse. Begin to train your brain to enjoy the money that actually flows through you. When you begin to love the money flowing in and out, rather than hating your lack of it, you will become more satisfied. The opposite of hate is love. So I am suggesting here you write your freakin’ finances a love letter. This letter will explain why you have had trouble liking them in the past, and what you have decided to do in order to make peace. Sign it, date it, and tuck it into a drawer for future giggles.
2. Get a piggy bank. You need it for your excess. Having excess is what you want, right? Go and get one. Yes an actual container with a slot for putting coins in, made on purpose for coin collecting. I am sure you can find one at a yard sale for a nickel. Then proceed to putting all of the coins you bring home into it. No bills, just coins. You could also make one yourSELF. Find a jar or container and see it gets decorated with fun-to-be-YOU colors or pictures, ribbons, chains, buttons, images, etc. Get out your glue and make a craft out of it. Get your kids involved. Make one for each denomination of coinage you choose to fill up the jar. Keep this bank in a place of honor in your home. See IT fill up as you put all of the coins you get into it. If you are accustomed to not having extra change because most of your purchases are done electronically, begin to use cash more often, so you can get your change. Grocery stores allow you to get cash back at the register when using an EFT or debit card payment. Do this, by at least $10.00 and carry the $10.00 with you to use for smaller purchases to create change to fill your jar. Once your jar is full, take it to a coin changer. The clinking of the coins is what your ear needs to hear. Happily receive the amount in bills and add it to your bank account, or treat yourSELF to something you have been wanting.
3. Spend IT! All of IT! I am not kidding. Positive behavior indicates positive thinking. You will be opening yourSELF up to allowing an increase in money to flow into your life. Positive is attractive. Positive is not negative. Within your financial planning, plan for yourSELF to receive the amount of money you desire for whatever IT-is you are wanting. Its playing make-believe with your new friend. You stopped hating them, now you want to enjoy playing with them. As kids on a playground find ways to entertain themselves, you and your finances will find ways to entertain yourselves too. You now get to take an amount you desire, plunk it into your budget and spend it out as if you had it. Actually doing this on paper, in your checkbook, or in your journal will bring you closer to receiving. IT will “invite” the money to come over and play. Whatever the amount you started with, the following week or month, double the amount and first spend it on the items you want, then with the excess consider what you would DO with it. Your challenge is to spend all of it on something else. Stretch your mind to allow yourSELF to feel the feeling what it is like when you have more money than you need.
Pick one of all of the above and track your results.
If you are experiencing a low sense of satisfaction with your freaking finances, my guess is it is tied to other areas in your life. Often times our money issues could be an outward manifestation what is really going on. An overall lack of happiness, an out of balance life leading to low levels of satisfaction on all areas, not just your freakin’ finances! The ‘bottom line” is this:
Increase your happiness and increase your income. 
Money does not buy happiness. Happiness attracts money to flow through you. You are too busy setting up camp to sit by the fire and toast your marshmallows.
I understand how troubling financial issues can be, and have had first hand experience at overcoming some very big obstacles mySELF when it comes to money and our freakin’ finances. I found a way to remove the worries and gain a clear confident relationship with money. I have committed my life to helping others except and embrace their circumstances, move through transitions, cope with hardships, and create balanced, satisfied and happier lives. I offer private individual coaching sessions, group coaching for families and businesses, ”cheap & effective” webinars, seminars, and classes.
Making a decision to hire a life or business coach will never be a bad one, so long as you have chosen the coach you enjoy working with. The internet is a wonderful tool for letting potential clients know my style. However, until you actually experience coaching for yourSELF, you will not know who is the right coach for you. I encourage to contact me to find out what coaching with me is like.
I work with clients who have come to a crossroad in their personal and or professional lives and are eager to take the right direction to enjoy a happier life. To see if my coaching would work for you, whatever your situation, I offer a FREE 30 minute Intro to Coaching session. Contact me though my website at Fun To Be Me, Inc. Remember to Have FUN with IT– even your freakin’ finances.















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